Homes For Sale In Desoto With No Closing Costs

Homes-For-Sale-In-Desoto-With-No-Closing-Costs

There are several Homes For Sale In Desoto With No Closing Costs available.  In fact, all homes for sale in Desoto can be purchased with no closing costs.  When you're looking to buy a home, there are several things to consider.  The most important thing to consider is the financing piece of buying a home.  That is of course, unless, you're paying cash for it.  

If not, I'd suggest you keep reading to find out how purchasing homes for sale in Desoto with no closing costs can benefit you.  Mortgage loans are broken down into a few essential pieces.  Most people know about the interest rate and the down payment.  Some people are aware of closing costs, but they are not completely aware of what the closing costs consists of. 

Typical Amount Of Closing Costs!

When you think of closing costs things like home owner's insurance and title insurance should come to mind.  Also, the appraisal and  the survey are parts of your closing costs.  Unfortunately, the majority of people think they closing costs are only things that the lender charges.  When in fact, most of the closing costs are completely third party charges.  

However, this article isn't about the amount of closing costs and who they go to, this is to help you get an idea of how you can buy homes in Desoto with no closing costs.  You can also check out all the homes for sale in Desoto By Clicking Here!  We have the amount of closing costs that can be paid next to the home.

The best way to do this is to work with a Hybrid Agent.  A #hybridagent is a Licensed Real Estate Agent, as well as a Licensed Loan Officer.  As someone who knows both sides of the transaction, a #hybridagent will be able to structure your transaction correctly.  Typically, most real estate agents would ask the seller to pay closing costs.  If that doesn't work, where do you go from there?  In most cases you would just have to pay the closing costs yourself.  A hybrid agent, since they are doing both sides of the transaction can and will "use a portion of the real estate commission to go towards your closing costs." 

Using the Hybrid Agent Model is by far the best way of getting your closing costs paid.  You literally have someone else paying them!  

#hybridagent

Another way this can be done is figuring out how much the home will appraise for.  If the house will appraise for more than the seller is selling the home for, you can easily raise the sales price and have the seller credit you the difference.  In most mortgage loans, raising the sale price isn't going to change your payment very much.  The alternative is having to come out of pocket for the closing costs.  Also, the seller still nets the same amount of cash they were going to before you raise the price so it's a win-win for both.  We want you to find a great home and get your closing costs paid.  Search For Homes For Sale In Desoto Here.

Typical Savings on Homes For Sale In Desoto with No Closing Costs

There is no typical savings amount, simply because all costs are different.  The closing costs are based on several factors.  Credit score, how much money you're putting down, also the price of the home can affect how much the closing costs will be.  However, let's use a hybrid agent example.  

If the price of the home you're buying is $300,000 and Real Estate Commission is 3%.  The amount of closing costs the agent would pay is up to $4,500.  That's $4,500 dollars that you don't have to pay.  

Most Recent Property Listings In Desoto

Houses For Sale In Mira Lagos

Homes For Sale In Mira Lagos

Houses For Sale In Mira Lagos

Homes For Sale In Mira Lagos

Mira Lagos is one of the top subdivisions in Grand Prairie Texas.  Nestled along the shores of Joe Pool Lake is Mira Lagos, a premier master-planned community Dating back to 2005, Mira Lagos offers homebuyers a range of well-built and spacious single-family homes accompanied by lakeside recreation areas, parks, and trails.  If you’re looking for Houses For Sale In Mira Lagos, you’ve come to the right place to find exactly what you’re looking for.

 

Houses For Sale In Mira Lagos

Mira Lagos real estate listings are highly recommended if you are interested in living in a relatively big neighborhood. Moreover, the real estate listings in Mira Lagos are in the heart of the DFW metroplex.  Located only a few minutes for Dallas Fort Worth International Airport as well as a short drive to downtown Dallas, you’ll be hard-pressed to find another area that offers everything that you need with the proximity to all sorts of entertainment.

From shopping to dining, Houses for sale in Mira Lagos offers you everything that you could want in an area.  From community pools to miles of safe walking areas for your family and pets.  You couldn’t ask for anything else and you’re offered everything that you expect from a master-planned subdivision.

House and home prices in Mira Lagos

Home prices in Mira Lagos range from $250,000 to $650,000.  There are definitely houses for sale in Mira Lagos for all budgets.  Homes from the Semi Starter Home to all-out Full Luxury Estates.  The neighborhood is very large, but amazingly very quite.  You’re also so close to Joe Pool Lake.  Enjoy all the amenities of being close to a large body of water.  If boating or jet skiing is your thing; you’ll definitely be able to take advantage of them within 10 minutes of one of the largest lakes in the Dallas area.  Love to fish on an early Saturday morning?  Houses for sale in Mira Lagos would be the perfect place for you to purchase your home.

Mira Lagos Schools

The school district for homes for sale in Mira Lagos is Mansfield ISD and has an outstanding educational program.

Grammar Schools:

There are two grammar schools K-4. Anna May Daulton Elementary is the school for students living on the north side of England Parkway and east of Arlington Webb. Cora Spencer Elementary is for students living on the south side of England Parkway.

Intermediate School:

There is One intermediate school 5-6, Mary Lillard is located near the southwest corner of East Broad and Day Miar.

Middle Schools:

There is one middle school 7-8 Danny Jones is located at the southwest corner of East Broad and Day Miar.

High School: 

Lake Ridge High School is a new High School! It opened in 2012 is located on Day Miar Road near Mary Lillard Intermediate.

Amenities in Mira Lagos

As you would expect a master-planned community is filled with amenities.  There are 3 community pools to choose from.  A clubhouse for family gatherings as well as a fitness facility.  Each of the three amenity centers includes an open common area for kicking or tossing a ball, a playground with a playscape, swings and bouncy spring gliders! Each pool has a main swimming pool, a toddler pool, fountains, and patio furniture. Pools are open May-September. Walking trails wind throughout our community, near and around our playgrounds and ponds.

If you’re thinking about purchasing a house in Mira Lagos, YOU MUST SEE, my #HYBRIDAGENT Program.  If you want to maximize your savings on your home purchase, this is definitely the program for you.  We actually help you pay your closing costs.

Active Homes For Sale In Mira Lagos

Hybrid Agent

#hybridagent

Hybrid Agent

Most consumers have never heard of the term Hybrid Agent.  It sounds really fancy, but at the end of the day, all it means is someone who’s about to save you a lot of time and money on your real estate transaction.  A Hybrid Agent is a Real Estate Agent and a Licensed Mortgage Loan Officer wrapped up in the same person.  An agent who legally is licensed to practice both sides of your real estate transaction.  There are several reasons that you would want to use a Hybrid Agent to help you out with your real estate transaction.  I’ll be sure to cover them here.

Hybrid Agent Rebate

As a hybrid Agent, I’m able to pay your closing costs. Because I’ll be working on both sides of the transaction, I’m going to be paid for each side.  When that happens, I’m able to apply a portion of the real estate commission towards your closing costs.  In most cases, we’re able to go up to 50% of the real estate commission.  THAT’S HUGE!  Imagine buying a $300,000 home and getting $4,500 dollars towards your closing costs from your Real Estate Agent.

It’s almost too good to be true.  In fact, I encourage you to just pick up the phone, call a local realtor and ask them for half their commission to go towards your closing cost.  Chances are they are going to hang up on you.  It’s a lot to ask of your average realtor as they work really hard and aren’t willing to give up those funds.  However, since we get paid twice it’s a lot easier for us to provide that value to our clients.

Having a Loan Officer that understands the real estate side helps as well.  The $4,500 that we’re giving you as a realtor credit can be used to make sure you’ve got the best loan as well.  You can do a number of things with that money.  We would analyze your situation and see if we needed to get rid of the PMI by buying it out or buying down the interest rate… or both! If you wanted to just bring less money to closing we could also just apply the rebate towards that.  What would you use your savings towards?

 Hybrid Agent also saves you time

In your typical real estate transaction, you have to work with two different people.  You’ll have a set of questions for the realtor and you’ll have questions for the lender.  Personally, I’ve been in the position when a client asks me a question on the real estate side that I’m not the realtor on.  To keep professional courtesy, I have to defer to their real estate agent.

However, I’ve had clients ask me these questions when I was operating as a hybrid agent and they got their answers immediately.  In fact, I love the idea that I can be on a home showing and work up loan numbers for that particular home on the spot.  As a real estate agent and mortgage loan officer, I have access to all the information.  Imagine being on a showing and knowing exactly what the house is going to cost you.  Instead of watching your agent, get on the phone to call their lender and trying to get numbers together.  It helps you make a decision on putting an offer in on your dream home on the spot.  Through, my years of experience as a loan officer.  People don’t really get excited about the mortgage loan.  The excitement is house shopping.  I can assure you it’s a much easier way of doing business and it’s much smarter as well.

Hybrid Agent Future Options

This is probably one of the most important pieces of using a Hybrid Agent.  When you’re purchasing a home, it’s not just your living quarters.  For most people, it’s your largest financial investment.  With that being said, it’ll need to be managed as such.  I’m sure you’ve heard on the news that the fed has lowered interest rates or the housing markets have increased.

These are chances to better your financial position with your mortgage.  You could refinance your mortgage for a lower payment.  You could do home upgrades by taking equity out of your home to maybe remodel.  You could also possibly pull cash out of your equity for any other projects that you may have.

Equity is the difference in what you owe vs. what it’s worth.  Imagine you have a home that has a market value of $300,000, but you only owe $150,000.  In this particular scenario, you have $150,000 in equity in your home. THIS IS WHY PEOPLE SAY IF YOU’RE NOT BUYING A HOME YOU’RE THROWING AWAY MONEY.

You gain access to that equity when you refinance or you sell the home.  As a Hybrid Agent, I would have all the information about your property and your current loan numbers.  We would be in contact with you throughout your homeownership to make sure you’re in the best financial position possible.  It’s more than just a mortgage loan. It’s Mortgage Planning.  We’re going to make sure you’ve always got the best loan and you’re maximizing your equity position.

Hybrid Agent- Lending Difference

As a hybrid agent, the financial side is huge.  I use a program called mortgage coach that will show you the difference in using a Hybrid Agent vs. A Traditional Realtor.  When you see the numbers side by side, there is no doubt in my mind that you’ll choose to work with #hybridagent.  It just makes sense.

As you can see using a Hybrid Agent holds several advantages over a traditional Real Estate Agent.  Here is one example of me saving a client over $30,000 because the loan was structured properly.  They were able to save over 18K in the first 5 years of homeownership?  Could you use an extra $18K in your bank account?  Obviously, we’ll work up your personal total cost analysis to see exactly how much you’re going to save as well.

 

 

 

To get more information on the hybrid agent program and to start searching for homes. Check Out Our Hybrid Agent Page ==>

 

 

Dallas VA Loans

Dallas VA Loans

In 1944, the United States Congress passed the Servicemen’s Readjustment Act in an effort to give returning World War II veterans and their surviving spouses a range of benefits as a way for them to get re-adjusted to civilian life. In the Servicemen’s Readjustment Act, there was a multitude of benefits, but one of those benefits established the VA mortgage home loan. Since its inception, the U.S. government has insured more than 20 million VA loans. We have Senior Loan Consultants who specialize and have years of experience in the VA loan process.

Get Qualified For Your Dallas VA Loans

The VA loan process can be a puzzling experience, especially when you’re a young veteran seeking out your very first home. Our Dallas VA Loans Experts will walk you through everything and make sure that you have a thorough understanding of what you’re signing. Purchasing a home is daunting task, and you want a lender that can make the process less daunting for you.

Facts about Dallas VA Loans

People have rough patches and sometimes these situations can affect your ability to get a home. As a veteran, if you have credit issues and would like to qualify for 100% financing without private mortgage insurance, then a Dallas VA Loans may be the right fit for you.  If you’ve had to file for Chapter 13 bankruptcy but have been making payments on time for the last 12 months, then you may also qualify for a Dallas VA Loans. One aspect of the American Dream is to become a homeowner, and we want to make that dream come true for you after your tour(s) of duty.

When you’re ready to apply for a Dallas VA loans, you want to make sure that you bring copies of your W2 statements from the past two years. This allows us to confirm what your household’s gross income is. You’ll also need to bring copies of your previous two pay stubs and documentation of any other assets you may have such as any checking accounts, investments, trust funds, etc.  Be sure to bring us your DD 214 signifying that you’ve been discharged from active duty.

Why Choose Micheal Price For Your Dallas VA Loans?

We’re a Texas born, Texas bred company that understands what Texans want with their home buying process. We understand all the laws and regulations that come with applying for a home loan in Texas. Furthermore, we’ll take all the fears out of purchasing or refinancing your home. It’s hardly as hard as people make it seem. It’s a surprisingly easy process.

Additional Benefits of Choosing us for Your Dallas VA Loans

  • Your call will always be answered by a live person.
  • You’ll speak with a friendly consultant immediately.
  • You’ll shave weeks off the home purchase or refinance process with our e-signature application system.
  • You’ll work with a privately-owned Texas mortgage banker who understands how it’s acceptable and normal to use “y’all” and “fixin!”

When you come to our office, you’ll find that we respect our Veterans, and we look forward to helping with a low mortgage payment so that your family will have a new place to call home. For more information about Dallas VA loans, you can get in touch with us by clicking the button below. We look forward to Speaking with you soon! Get Approved Today

Dallas VA Loans

Texas at San Antonio loan Texas at San Antonio loan, vets in texas, home loans for the disabled, texas cash out refinance rates, tax exemptions texas, property tax exemptions in texas, texas land tax exemptions, property tax exemption texas, va jumbo loans co, loan for land in texas, land loan in texas, land loan rates texas, first choice lending services, texas conventional loan guidelines, lenders in houston texas, spring texas home loans, mortgage calculator texas va loan, top Tex. banks, veteran rate, va loans Richmond, va loans Pleasanton, Mansfield va loan, va loans Denton, va loan Lufkin, va lenders Pearland, va lenders Pflugerville, va loans Weatherford, League City va loans, va lender Sugar Land, Austin va loan, va loan Palestine, va lenders Lewisville, Austin va mortgage, Austin va loans, va mortgage Pleasanton, Leander va lenders, va mortgage Waco, Pleasanton va lender, va lenders Garland, Friendswood va lenders, va loans Frisco, va loans Friendswood, Pleasanton va loans, va loan Friendswood, va loans Bellaire, va loans Caldwell, va loans Brownsville, va lenders Lufkin, va mortgage Pampa, va mortgage Lubbock, Pearland va mortgage, va loan Laredo, va loan League City, Austin va lender, Dallas va lenders, va loan Leander, Pearland va loan, va lender Lufkin, va loan Harlingen, Pearland va loans, va lender Leander, va mortgage Corsicana, va loan Edinburg, va lender League City, Friendswood va lender, va lender Pleasanton, Harlingen va mortgage, Harlingen va lender, Bryan va lender, Friendswood va mortgage, va loan Garland, Round Rock va loans, va lender Greenville, Friendswood va loan, Pampa va lender, Pflugerville va loan, Friendswood va loans, Pflugerville va mortgage, Pampa va mortgage, Lewisville va mortgage, Lewisville va loan, Pampa va loan, Pampa va lenders, Lewisville va lender, Laredo va loan, Brownsville va loan, va loan Richmond, Bryan va loan, Cedar Park va loan, Bryan va lenders, Bryan va loans, va loan Longview, va loan Pleasanton, Longview va lender, Longview va mortgage, property tax loan texas, texas property tax loan, average mortgage rates in texas, mortgage rates austin tx, mortgage rates austin texas, texas cash out refinance laws, va mortgage rates calculator, texas veterans land loan, va mortgage loan calculator, texas veterans land board interest rates, texas veterans land board loans, land loan texas, home loans for disabled, disabled home loans, home in texas, buy loan, texas home loan rates, texas interest rate, texas home mortgage rates, texas home lenders, texas home interest rates, texas current mortgage rates, refinancing in texas, refinance home in texas, mortgage loans tx, mortgage rates tx, interest rate texas, home loan rates texas, disability benefits in texas, va mortgage rates today, va current mortgage rates, texas mortgage rates today, mortgage refinance rates texas, mortgage rates texas today, home refinance rates texas, current va home loan rates, current mortgage rates va, best mortgage rates in texas, va mortgage rates texas, tx mortgage rates, tx va benefits, texas benefits for veterans, disability benefits texas, compare va loan rates, cash loan texas, loan officer texas, texas disability benefits, house mortgage in austin tx, home loan austin texas, mortgage home loans texas, home loans in houston texas, va jumbo home loans, texas cash out refi, texas veterans, texas veteran land board, texas veterans land board, mortgage refinancing tx, cash out mortgage texas, veterans land, how to buy a house in texas, land loan texas veteran, Weatherford va loan, va lenders Bryan, va lender Bryan, va mortgage Friendswood, va lender Caldwell, Sherman va loan, Caldwell va loans, va lenders Caldwell, Georgetown va lenders, Baytown va lender, Caldwell va mortgage, Baytown va loans, refinance rates texas, current va mortgage rates texas, va jumbo, property tax exemptions texas, lowest va mortgage rates, jumbo va loan, va loan calculator mortgage, va land loans texas, how to get a jumbo loan, texas first choice, mortgage refi texas, lenders in texas, choice loan, home loans spring texas, conventional loan vs fha loan in texas, conventional loan requirements texas, texas mortgage interest rates, lowest mortgage rates texas, buy house in texas, buy home in texas, texas vet land board, amount jumbo loan, texas refinance mortgage rates, Leander va lender, va loans Austin, va lenders Palestine, va loans Garland, va loan Pampa, va loans Bryan, va lenders Friendswood, Alvin va loans, Palestine va loans, Palestine va lenders, va lender Austin, Caldwell va loan, Round Rock va loan, Harlingen va loans, va mortage rates, home loans for disabled veterans, first choice texas, buy house in va, texas vet land, loans for disabled veterans, mortgage rate in texas, home mortgage rate texas, va rates today, va interest rates today, va mortgage interest rates today, texas refinance rates, texas land loan, buy home texas, va benefits texas, texas land veterans, texas cash out loans, austin mortgage interest rates, top fha loan in Tex., texas mortgage refinance rates, texas vets, Sherman va loans, Lufkin va lenders, va loans Lufkin, va loan Bellaire, va loans Laredo, va loans League City, va loan Baytown, va loans Leander, va loan Corsicana, va loan Bryan, va loan Amarillo, va lenders Corsicana, Corsicana va loan, Bellaire va loan, texas home loan interest rates, va loan Weatherford, va loans Harlingen, Longview va loans, current va mortgage rates in texas, va loan rates today, va loan rates calculator, loans in texas, cash out loan texas, va jumbo loans, va loan mortgage calculator, texas home laons, cash out refinance in texas, mortgage loan in texas, refinance home equity loan texas, va lenders Pampa, Leander va mortgage, va lenders Round Rock, va loans Cedar Park, Dallas va loan, Conroe va loan, Palestine va lender, va lender Irving, Round Rock va lenders, Caldwell va lenders, Frisco va mortgage, Denton va loans, mortgage lenders in texas, texas cash out loan, buy house texas, buy a house in va, mortgage insurance texas, mortgage rates in texas, texas home refinance loan, austin texas mortgage rates, refinance mortgage rates texas, texas lowest mortgage rate, mortgage refinancing in texas, texas lender, texas cash out, texas land loan rates, mortgage loan requirements, loan texas, refinancing info, va jumbo loan, current va mortgage rate, texas home equity loan refinancing, texas tax exempt, tx home loans, texas cash out refinance, texas home mortgages, texas refinance loans, tx home loan, refinance in texas, refinance home equity texas, texas mortgage loan, mortgage rate texas, refinance texas, texas mortgage rate, home refinance texas, texas mortgage loans, texas veteran, home refinance loan texas, texas mortgage loan refinance, fha loan in Tex., va lender Corsicana, Lufkin va lender, va loans Lewisville, va loan Brownsville, texas home loan, texas loan, Garland va lender, texas home loan refinance, texas mortgage rates, texas home loans, austin texas mortgage rate, texas refi, how much is a jumbo loan, texas interest rates, jumbo loan limit, texas mortgage insurance, mortgage interest rates texas, texas home financing, va home loan calculator, refinance texas home, what is the jumbo loan amount, cash out refinance texas, texas va, mortgages texas, refinancing texas, texas home mortgage, refinance mortgage loan texas, texas veteran land loan, mortgage quote texas, home refinancing in texas, va lender Dallas, Corsicana va mortgage, va loan Alvin, texas home refinance, loan rates texas, texas land loans, texas mortgages, texas refinance home mortgage, jumbo loan limits, current mortgage rates austin texas, mortgage rate va, texas home mortgage loan, refinance home mortgage texas, current mortgage rates texas, home refinancing information, texas mortgage refinancing, texas vet loans, va loans loans austin tx, va loans Pflugerville, va loan Pflugerville, Pflugerville va lenders, texas va land loans, refinance loans texas, veterans benefits texas, texas veteran benefits, texas veterans benefits, home tax exemption texas, va loans Corsicana, va lenders Leander, The Woodlands va loan, Greenville va loans, va loan Mansfield, va lenders Temple, va lender Schertz, va loan Lewisville, Sugar Land va loan, va lender Round Rock, va lender Lewisville, Frisco va loans, Harlingen va loan, Pflugerville va loans, tx refi, buying a home in texas, buying a house in texas, va lender Pearland, va lender Palestine, Georgetown va loan, va loans Round Rock, benefits for veterans in texas, texas vet, Lufkin va loan, Bellaire va loans, Corsicana va lender, best refinance rates in texas, veterans land board, texas va benefits, texas mortgage quote, mortgage lenders texas, va maximum loan, mortgage rates texas, refinance mortgage texas, Bellaire va lenders, texas veterans grants, texas mortgage refinance, jumbo loan amount, current va mortgage rates, texas mortgage interest rate, va mortgage rates, texas vet loan, vet loans, veteran benefits in texas, disability home loan, Leander va loans, League City va loan, va lender Frisco, Laredo va loans, jumbo loans austin tx, League City va lender, Harlingen va lenders, max loans, refinance rates in texas, va loans Longview, disability loans for homes, refinancing laws, texas cash loan, Georgetown va mortgage, texas refinance rate, texas home refinancing, mortgage rates va, what is a jumbo loan amount, League City va mortgage, va loan Denton, va loan Paris, Pflugerville va lender, va lender Baytown, Greenville va loan, Frisco va loan, va home loans calculator, va lenders Bellaire, texas cash out mortgage, required documents for home loan, va loans Palestine, Frisco va lender, Brownsville va loans, refinance home loan texas, texas loan officers, Longview va lenders, home refinancing texas, mortage rates texas, texas refinance, va loan Round Rock, Round Rock va mortgage, va lender Pflugerville, texas va disability benefits, veterans benefits in texas, texas tax exemptions, top mortgage lenders in texas, va loan Sherman, Palestine va loan, loan in texas, va lender Edinburg, Lufkin va loans, va lender Pampa, interest rates in texas, va loan Cedar Park, Garland va lenders, mortgage interest rates in austin, mortgage calculator va, home loan mortgage texas, texas loan refinance, texas veterans land loans, interest rates texas, mortgage loans texas, veteran land board, home mortgage rates texas, vet loan, what do you need to buy a house in texas, loan home buy, va mortgage Round Rock, Caldwell va lender, loans texas, lender texas, today's va mortgage rates, Tex. fha loan, va lender Bellaire, loan mortgage texas, current mortgage rates in texas, home loans in houston, va loan Frisco, va lender Garland, loans tx, va lender Cedar Park, va jumbo loan limits, Longview va loan, texas veterans land, va home interest rates, first choice bank mortgage, texas home lending, unbeatable rates, austin tx mortgage rates, va lenders Austin, Baytown va loan, va jumbo loan rates, home loan interest rates texas, mortgage refinance texas, vet financing, va loans Alvin, cash out texas mortgage, Bellaire va lender, texas refinance loan, home loan rate texas, buy a house in texas, va mortgage rate, mortgage loan rates in texas, texas closing cost, Alvin va loan, Pampa va loans, texas home loan rate, mcallen home loan, va loans Baytown, home refinance loan in texas, mortgages in texas, mortgage loan texas, texas veteran home, va loans Edinburg, va loan Sugar Land, Lewisville va lenders, Pleasanton va loan, current texas mortgage rates, va mortgage Austin, va mortgage calculators, va mortgage Hutto, va lenders Harlingen, va house loan calculator, texas loan officer, refinance home texas, loan texas vet, Round Rock va lender, Texas at San Antonio loans, va loan Greenville, va lender Georgetown, Greenville va lender, Lewisville va loans, texas disabled veteran, texas loan broker, texas refinancing, texas lenders, va lenders Longview, va lender Longview, tx veterans benefits, jumbo loan amounts, va lender Harlingen, refinance mortgage rate texas, texas veteran land program, va loan Austin, texas veterans affairs, Leander va loan, tx refinance, lenders texas, financing land loan texas, Garland va loans, va home mortgage calculator, va loans Schertz, Corsicana va lenders, loan max va, mortgage refinance in texas, texas refinance mortgage, Austin va lenders, Waco va mortgage, disabled veteran tax exemption texas, texas mortgage quotes, Corsicana va loans, mortgage loan rate texasIn 1944, the United States Congress passed the Servicemen’s Readjustment Act in an effort to give returning World War II veterans and their surviving spouses a range of benefits as a way for them to get re-adjusted to civilian life. In the Servicemen’s Readjustment Act, there was a multitude of benefits, but one of those benefits established the VA mortgage home loan. Since its inception, the U.S. government has insured more than 20 million VA loans. We have Senior Loan Consultants who specialize and have years of experience in the VA loan process.

Get Qualified For Your Dallas VA Loans

The VA loan process can be a puzzling experience, especially when you’re a young veteran seeking out your very first home. Our Dallas VA Loans Experts will walk you through everything and make sure that you have a thorough understanding of what you’re signing. Purchasing a home is daunting task, and you want a lender that can make the process less daunting for you.

Facts about Dallas VA Loans

People have rough patches and sometimes these situations can affect your ability to get a home. As a veteran, if you have credit issues and would like to qualify for 100% financing without private mortgage insurance, then a Dallas VA Loans may be the right fit for you.  If you’ve had to file for Chapter 13 bankruptcy but have been making payments on time for the last 12 months, then you may also qualify for a Dallas VA Loans. One aspect of the American Dream is to become a homeowner, and we want to make that dream come true for you after your tour(s) of duty.

When you’re ready to apply for a Dallas VA loans, you want to make sure that you bring copies of your W2 statements from the past two years. This allows us to confirm what your household’s gross income is. You’ll also need to bring copies of your previous two pay stubs and documentation of any other assets you may have such as any checking accounts, investments, trust funds, etc.  Be sure to bring us your DD 214 signifying that you’ve been discharged from active duty.

Why Choose Micheal Price For Your Dallas VA Loans?

We’re a Texas born, Texas bred company that understands what Texans want with their home buying process. We understand all the laws and regulations that come with applying for a home loan in Texas. Furthermore, we’ll take all the fears out of purchasing or refinancing your home. It’s hardly as hard as people make it seem. It’s a surprisingly easy process.

Additional Benefits of Choosing us for Your Dallas VA Loans

  • Your call will always be answered by a live person.
  • You’ll speak with a friendly consultant immediately.
  • You’ll shave weeks off the home purchase or refinance process with our e-signature application system.
  • You’ll work with a privately-owned Texas mortgage banker who understands how it’s acceptable and normal to use “y’all” and “fixin!”

When you come to our office, you’ll find that we respect our Veterans, and we look forward to helping with a low mortgage payment so that your family will have a new place to call home. For more information about Dallas VA loans, you can get in touch with us by clicking the button below. We look forward to Speaking with you soon! Get Approved Today

First Time Home Buyer In Desoto

First Time Home Buyer In Desoto

First Time Home Buyer In Desoto

First Time Home Buyer In DesotoIf you’re thinking about become a First Time Home Buyer In Desoto, there are several things to consider.  The main thing you have to do is relax a bit.  I totally understand that being a first time homebuyer can cause quite a bit of nervousness.    Just take a breather and let the professionals guide you through the process.  At the end of the day purchasing your first home isn’t going to be brain surgery.  It may seem like it but it’s actually going to be quite simple if you have the right people in place….  So take it easy.

First Time Home Buyer In Desoto Pre-Approval

Step 1 of The First Time Home Buyer In Desoto

The first step you should do before deciding to become a first time homebuyer is get check with your local loan officer “ME” and get prequalified for the mortgage.  You wouldn’t believe how many people actually go out looking for homes and are not qualified for the particular home they are looking at.  Nothing is wrong with looking at a few homes and getting excited about the home buying process, but the problem occurs when you look at a home and fall in love with it.  Then you find out that you can’t get qualified for that particular home, it can discourage the best of us.

Getting Pre-Qualified is the best way to go.  That way you don’t waste your time driving around town looking for that perfect home and end up disappointed.

First Time Home Buyer In Desoto Should Also…

Make sure you’re working with a qualified Realtor.  Unfortunately everyone thinks it’s easy to sell real estate or be a Realtor.  Unfortunately not all Real Estate Agents are created equal.  In this Sellers Market, you definitely want to make sure that your realtor is qualified to make an offer on your behalf.  I can’t tell you the number of people I’ve got that is totally qualified to purchase a home and they can’t seem to win an offer.  It’s a sellers market and they are basically setting the price. Homes For Sales in Desoto, Cedar Hill and basically all of the Dallas Area are selling for above the list price.  If you’re working with an Agent and they are telling you that you can make an offer for less than what people are asking for, you may want to find a new agent.

 

First Time Home Buyer In Desoto Pre-Approval

In a perfect world you should work with a Realtor that has a relationship with the lender who has gotten your Pre-Approved.  With you being a First Time Home Buyer In Desoto, you don’t want to work with two people who aren’t familiar with how each other works.  You want this process to run smooth.  It’s Your First Home and it’s already stressful enough!  Simply just ask your lender who they recommend that’s familiar with your area.  I promise you, they’ll have a database of Realtors that can help and make your life much easier!

Loans Types For First Time Home Buyer In Desoto

There are several types of loans available for First Time Home Buyers In Desoto.

Our most popular loan options for first-time home buyers:

  • FHA Loan – Purchase your home with only 3.5% down. Closing costs can be a gift from a relative!
  • 30-Year Loan – Our most popular mortgage. Purchase your home with as little at 3% down or less than 3% equity. Get a low payment and the security of a rate that won’t change for the life of your loan.
  • VA Loan – No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members.
First Time Home Buyer In Desoto Pre-Approval