We did a cash out refinance to pay off some debts that had be lingering for years.  It took a huge burden off our plates as we were able to start saving money instead of just paying off credit cards each month.  We were also able to cut and extra 6 years off of the mortgage and still came out spending less money per month.  Win-Win!

I had been talking with Micheal about Refinancing for over a year and with another mortgage broker.  Micheal not only took great care of my needs, but was always available anytime of the day and made the process very smooth and easy.  I would definitely recommend him to friends.

We were working with the current holder of our mortgage when we came to Micheal to refinance.  Not only did he get us a better interest rate at a lower price point.  He made the process very simple.  I had been in my same loan for 12 years and just paid each month.  I had no idea I could take cash out and payoff all my other dent and go down to a 15 year loan.