Mike Price "The Hybrid Agent"

Find A Home, Get A Loan and Get Some Of Your Closing Costs Paid

Micheal Price


College Station Mortgage Loan

College Station Mortgage LoanA College Station Mortgage Loan is a BIG DEAL these days.  With the Real Estate climate being what it is today, you definitely want to be sure you have a lender and loan officer who can deliver when it comes to completing your closing on time.  The Mortgage And Real Estate Marketing is very competitive right now.  College Station Homes are going fast and above the list price.  Having the right College Station Mortgage Loan in place is imperative in you winning the bid on a home when you are making an offer.  You can have the perfect credit score, the perfect realtor and everything you need in place, then you align yourself with the wrong lender for your College Station Mortgage Loan and they take too long to get your loan closed.  I’ve seen several instances where a seller gets frustrated with a buyer all because of their lender.  Unfortunately when your lender takes too long to close a loan and your contract expires, you could end up losing a home.  This is not the market you wan to trust just any lender with your College Station Mortgage Loan with.

How To Choose The Right Lender For Your College Station Mortgage Loan?

Choosing the right lender for your College Station Mortgage Loan can seem like a difficult challenge.  The first thing I can assure you that you don’t want to do is enter your information on a site like lowermybills.com or a Lendingtree.com.  The second your do that for your college station mortgage loan your phone is going to ignite like a 4th of July fireworks show.  You will get more calls than you can handle and be even more confused.  Unfortunately, it’s part of the business and I call those leads as well, and the number 1 complaint I hear as ” I got so many phone calls.”   Instead of going that route and being even more confused I suggest narrowing it down to people who are located in your state.

While being local is a great thing, some local lenders may not have the best deal for a College Station Mortgage Loan.  Local lenders have been known to us the “we’re the local company” as a bargaining chip.  In this day and age business can be done across the globe with the touch of a button.  I say keep your college station mortgage loan within your state simply because Texas has funny laws when in comes to mortgage loans.  Someone in New York may confuse one program for the next and you’ll end up paying in the end if a deal falls through.  You definitely don’t want to find out the day before closing you were quoted the wrong program on accident.  I can’t say that it’s done on purpose, but I’ve known people who would quote the wrong program on purpose just to make the rate and terms sound better.  This happens quite a bit with Home Equity Loans.  Texas definitely has a different set of rules when it comes to taking equity out of your home.

Your realtor could recommend a lender to you as well, but you must do your own research.  Just because your Realtor has said you should use them doesn’t mean you are going to get the best deal.  It’s unfair to the consumer trying to get the best College Station Mortgage Loan if your Realtor is only sending you to “their lender” because they are friends or even possibly getting an illegal kickback.  Not all Realtors are guilty of this but it can and has happened.  When purchasing or refinancing your home, you don’t have time nor money to waste.  Here are things that are very important for your College Station Mortgage Loan.

  1. Who Can Deliver On What Was Promised?
  2. Who Do You Trust
  3. What Company has all the pieces centralized, Processing, Underwriting, Doc Prep, Servicing all in one place.
  4. Who Can Get Your Loan Closed On Time!

I Love Closing A College Station Mortgage Loan

When it comes to doing a loan in College Station I feel like I’m doing a loan for a Family Member.  Since I’m a Fighting Texas Aggie Class of 2000 Graduate, these loans are special to me.  There is no place on earth like College Station,  I truly embody the Spirit of Aggieland.  If your and Aggie and your reading this post you probably agree.  There is nothing like doing a loan for people who have things in common.  When doing a loan for a fellow Ag, It’s Not Just A Loan, It’s A Relationship!  You should expect me to take special care of your transaction and leave nothing to chance.  The Aggie Network is STRONG and I’ll make sure that everything runs smooth.  At the end of your College Station Mortgage Loan I want to make sure we’ve both had a memorable experience and I end the transaction with a friend and not just a customer for life.

There is nothing like meeting former clients now friends at a Gameday Tailgate and being introduced to their friends.  When that happens I know I’ve done my job and done my job well.  Your home loan is important, don’t make a mistake or leave anything to chance.  Feel free to call me direct at 972-447-5555.  To complete a secure application Click Here or enter your contact information in the form below.  I’ll be ready to close your College Station Mortgage Loan as Fast and Efficiently as possible.


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About the Author

Micheal has over 16 years experience in the mortgage and real estate industry.  His goals are simple.  Help the consumer get a great deal when it comes to purchasing a home.  He believes that if you build it and treat people the right way, the business will come.


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